A clearer way to compare personal loan offers.
Tell us what you're looking for once. We check your request against lenders in our network who may be able to help, so you're not filling out the same form on ten different sites. Reviewing a match is never an obligation to accept it.
- Encrypted submission
- No documents required
- Free to submit
By submitting, you agree to our Privacy Policy and TCPA Disclosure. This is not a loan application.
How a request moves through Clearlending
Submit your request
A short form covering the basics — no documents to upload, no account to create.
We check the network
Your request is checked against lenders in our network for potential matches.
You review what comes back
If a lender is interested, you'll see their terms directly from them before deciding anything.
You decide, not us
Accept, compare further, or walk away. Clearlending doesn't set terms and can't approve or deny.
Built around scrutiny, not speed
Clearlending exists to give one request a fair look across a network of lenders, with plain information about what that request does and doesn't commit you to.
Encrypted in transit
Your submission is sent over an encrypted connection to our matching system.
Plain-language process
Every step tells you what happens next and what it means for you.
A network, not one lender
One request reaches multiple lenders instead of one, without repeat applications.
Nothing to pay us
Submitting a request through Clearlending is free, regardless of the outcome.
Questions people ask before requesting
About the service
Is Clearlending a lender?
No. Clearlending is a loan-matching service, not a lender. When you submit a request, we check it against lenders in our network who may be able to help, and any decision about whether to extend an offer is made by that lender, not by us.
Is there a cost to use Clearlending?
No. Submitting a request through Clearlending doesn't cost anything. If you go on to accept a loan from one of our network lenders, any fees, interest, or charges are set and collected by that lender directly, not by Clearlending.
Am I obligated to accept anything?
No. Reviewing a lender's terms is never an obligation to accept them. You're free to compare an offer against others, ask questions, or walk away entirely if it isn't right for you.
Will I definitely be matched with a lender?
Not necessarily. Whether your request is matched depends on the details you provide and on which lenders in our network are able to consider it at that time. Submitting a request is not a guarantee that you'll receive a match or an offer.
About your request
What loan amounts can I request?
You can indicate a range of personal loan amounts when you fill out the form. What's actually offered, if anything, is determined by the lender based on your individual circumstances, so the amount you request isn't necessarily the amount you'll be offered.
Does this affect my credit score?
Checking your request against our lender network typically relies on a soft credit inquiry, which does not affect your credit score. If you decide to move forward with a specific lender, that lender may then run a hard inquiry as part of their own underwriting process.
How fast could funds arrive?
Funding timelines are set entirely by the lender you choose to work with, not by Clearlending. Some lenders in our network are able to deposit funds as soon as the next business day after you accept an offer, while others may take longer depending on their own processes.
Ready to see what's available?
One short request, checked against a network of lenders — no obligation either way.
Start a Request